• Understanding the
 Process
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Step 1: Decision to Buy

Get my Credit Score
Most lenders use a credit score called a FICO to rate the risk of the loan, based on your credit history with the three major credit agencies. Generally speaking, your score will rank as follows:

  • Excellent credit: 730+
  • Good Credit: 680+
  • Average Credit: 600+
  • Poor Credit: 500+

Scores below 680 will result in a higher interest rate and may disqualify a borrower from low down payment loans

To obtain your credit score free of charge, click here